| One of life’s joys is buying | | | | fees for whatever reason. Then you have to |
| a new car. The excitement of looking through | | | | deal with financing charges. You may be one |
| those glossy brochures, choosing the brand, | | | | of the lucky people who can pay outright for |
| model, colour, plus the features is | | | | their car, but most people will be using some |
| incredible. Ask most men and | | | | style of financial product to cover the |
| I’m sure | | | | purchase price of the car. Either |
| they’ll tell you | | | | they’ll be leasing it from |
| it’s one of the things they | | | | the dealer, or they’ll be |
| enjoy most in the world. And these days, with | | | | relying on the dealer’s |
| women reported to be involved in over 80% of | | | | financing offers, or maybe you will have |
| all new car purchases, women are getting | | | | arranged a separate loan from your bank or |
| hooked fast on the pleasure of buying a new | | | | other lender. Frequently there will be |
| car. | | | | associated costs with the financing package |
| | | | and they should not be overlooked when |
| However, if there is one thing that can | | | | calculating the cost of the car. |
| detract from the enjoyment of buying a new | | | | |
| car, it is the finances of the whole deal. | | | | Add to this the cost of road tax. Road tax is |
| This is not just speaking about the price of | | | | calculated based on the size of the engine of |
| the new car, although this can be | | | | the car. Then you will also need insurance. |
| considerable. There is also the issue of all | | | | You should make sure you shop around and get |
| the hidden, and not so hidden extras that you | | | | the best possible price for your car |
| have to pay for. For example, before you | | | | insurance. You can choose between different |
| finalise the price of the car, you have to | | | | levels of coverage depending on whether you |
| find out what features come as standard, and | | | | want your own car to be covered or just third |
| if you want to have any additional features, | | | | parties. |
| be they for safety, power, style or any other | | | | |
| reason, you have to make sure that you | | | | By the time you have added all of these extra |
| calculate the extra cost of them into the | | | | expenses on to the purchase price of the |
| price of the car. | | | | vehicle you will be closer to knowing the |
| | | | true cost of the car. Make sure you can |
| Then, added to this is the delivery cost if | | | | afford this figure and your car buying |
| there is one. Plus any other hidden dealer | | | | experience will be far more enjoyable. |