| One of life’s joys is | | | | financing charges. You may be one of the lucky |
| buying a new car. The excitement of looking | | | | people who can pay outright for their car, but |
| through those glossy brochures, choosing the | | | | most people will be using some style of financial |
| brand, model, colour, plus the features is incredible. | | | | product to cover the purchase price of the car. |
| Ask most men and | | | | Either they’ll be leasing |
| I’m sure | | | | it from the dealer, or |
| they’ll tell you | | | | they’ll be relying on the |
| it’s one of the things | | | | dealer’s financing |
| they enjoy most in the world. And these days, | | | | offers, or maybe you will have arranged a |
| with women reported to be involved in over 80% | | | | separate loan from your bank or other lender. |
| of all new car purchases, women are getting | | | | Frequently there will be associated costs with the |
| hooked fast on the pleasure of buying a new car. | | | | financing package and they should not be |
| However, if there is one thing that can detract | | | | overlooked when calculating the cost of the car. |
| from the enjoyment of buying a new car, it is | | | | Add to this the cost of road tax. Road tax is |
| the finances of the whole deal. This is not just | | | | calculated based on the size of the engine of the |
| speaking about the price of the new car, although | | | | car. Then you will also need insurance. You should |
| this can be considerable. There is also the issue of | | | | make sure you shop around and get the best |
| all the hidden, and not so hidden extras that you | | | | possible price for your car insurance. You can |
| have to pay for. For example, before you finalise | | | | choose between different levels of coverage |
| the price of the car, you have to find out what | | | | depending on whether you want your own car to |
| features come as standard, and if you want to | | | | be covered or just third parties. |
| have any additional features, be they for safety, | | | | By the time you have added all of these extra |
| power, style or any other reason, you have to | | | | expenses on to the purchase price of the vehicle |
| make sure that you calculate the extra cost of | | | | you will be closer to knowing the true cost of the |
| them into the price of the car. | | | | car. Make sure you can afford this figure and |
| Then, added to this is the delivery cost if there is | | | | your car buying experience will be far more |
| one. Plus any other hidden dealer fees for | | | | enjoyable. |
| whatever reason. Then you have to deal with | | | | |