| 1. Do you even know that if you've ever been | | | | 3. Your pastimes or hobbies have links to how |
| convicted of a crime in the past, maybe traffic | | | | you're also rated. If you happen to be a reckless |
| related offenses, you will pose a greater risk in | | | | racer in pretty hot cars, you stand a good chance |
| terms of your lifestyle and consequently your | | | | of being slammed some pretty high rate to tally |
| rates to anyone that underwrites you? You still | | | | with the kind of risk you pose to yourself and the |
| don't understand. OK, this is it. Your lifestyle and | | | | insurance company itself. |
| your social culture determines your risk value to | | | | 4. Frequenting hot spots like pubs that are red |
| any insurance company. They consequently view | | | | zones to the police will earn you more rates than |
| you as a time-bomb ticking away on their hands, | | | | you would normally like. Simply because you are |
| and to cover for the sort of risk you pose to | | | | always in harms' way. To however get a chance |
| them, they slam a very high premium on you if | | | | to get lower rates in return, it is better you stop |
| you want to get any insurance policy. | | | | frequenting these red zones before and after you |
| 2. Your occupation or the type of job you do also | | | | get an insurance cover to fully improve your |
| affects your health insurance. The more hazard | | | | chances of goodly coverages. |
| that is attracted to your type of job determines | | | | 5. Don't forget to compare quotes from sites |
| how you are rated in terms of your rates. | | | | where you can better choose what specifically |
| Although you could win yourself a point if you | | | | suits your needs in terms of affordabilty and |
| could establish that you are not directly in harm's | | | | quality. |
| way as you discharge your drills. | | | | |