| Even people with enough money in the bank go in | | | | not mean it is a bad car. Just make sure that the |
| for car finance. The reasons for this are simple. | | | | problem has been fixed and no longer occurs. |
| Financing your car keeps your capital free for | | | | If you have friends and neighbors who have cars |
| other applications or investments. Car finance | | | | of the models in your short list, talk to them and |
| allows you to plan your future expenditure and | | | | get a first hand owners impression on the |
| budget accordingly. When going in for car finance, | | | | ownership experience, especially things like |
| make sure you get the best possible deal so as | | | | reliability, fuel consumption and the cost of spares. |
| to optimize your cash outflow and the value you | | | | Carefully check the warranty of the car. No |
| get for it. | | | | warranty will cover everything. Look at a |
| First of all, decide what type of car you want. Do | | | | warranty based on your past experience and the |
| you need a compact for the city or something | | | | problems you have encountered and the things |
| more suitable for the highways? Are you the | | | | you can foresee and possible problems in the |
| outdoors type who will need a 4X4? Do you | | | | future. Look for extended warranty options. |
| have, or are planning to have, a large family that | | | | Manufacturers' warranties on new cars are fixed, |
| will require large seating and trunk capacity? | | | | but if you are looking at a used car, the warranty |
| Keeping all these parameters in mind, check out all | | | | is given by the dealer and you can negotiate with |
| the models that suit your needs. Be sure of what | | | | him. Remember that the budgeting you have |
| you can afford - look at the total cost of | | | | done on the cost of car finance will not cover out |
| ownership and not just the monthly car finance | | | | of warranty repairs. |
| payments. | | | | Always visit the dealers in person. Talking over |
| Study car magazines for road test and quality | | | | the phone is fine in the beginning, but you need to |
| reports. Check out the internet for older reports | | | | get to know him. You will be going back to him in |
| and studies. Make sure the information you collect | | | | the future for service, repairs and spares. A car |
| is reliable. There are a lot of folks who, through | | | | dealer is not the financier, but he knows the |
| their own mistakes, are unhappy and are posting | | | | subject and will be able to give you advice on the |
| bitter blogs. Visit manufacturers' websites and get | | | | various car finance and payment options available. |
| all the information you can on the models you | | | | The car dealer is a businessman who wants to |
| have short listed. Keep a special eye out for | | | | satisfy his customers, and help them get the best |
| models that have had recall problems. This does | | | | possible car loan to fit their budget. |