| Custom cars come in all shapes and sizes, of | | | | the internet - who are eager to agree valuations |
| varying value, of different uses, driven mostly on | | | | of custom cars and to offer the full range of |
| the public roads, or destined mainly for the | | | | insurance needs; |
| show-ground. Though it's generally used as a | | | | - Elements of cover - once the valuation has been |
| generic term for more or less any form of | | | | agreed, however, such specialist providers of |
| modified vehicle, a custom car may also include a | | | | insurance for a custom vehicle typically offer |
| "street rod" (or simply "rod"), an American | | | | cover that is very similar in principle to that |
| customisation, or even a "dragster". As befits | | | | provided by any other motor insurer. In other |
| such a wide range and variety of different | | | | words, discounts might be available if the intended |
| vehicles, car insurance itself also needs to come in | | | | annual mileage is restricted to a predetermined |
| various different packages. | | | | total or if all drivers are going to be over the age |
| - Extraordinary values - it is hardly surprising, | | | | of 25 years. Secure garaging of the vehicle when |
| given the huge range of vehicles that are often | | | | it is not in use may also be expected to |
| called "custom cars", that each example has a | | | | significantly reduce the cost of premiums. No |
| peculiar value of its own. The basis for that | | | | claims discounts are also likely to result in an |
| valuation might start off being based on the | | | | appreciable lowering of premiums over successive |
| underlying value of the original, unmodified vehicle, | | | | years. |
| but the value is significantly altered by the extent | | | | - Work in progress - as a custom car, your |
| and cost of the customisation it has eventually | | | | vehicle is likely to spend more than its usual |
| undergone. What typically sets custom car | | | | lifespan in the garage or workshop being worked |
| insurance apart from the cover arranged for | | | | on whilst modifications are being made. Naturally, |
| more run of the mill vehicles, therefore, is the | | | | this might prove to be a vulnerable time for your |
| need to agree upon a valuation with the insurer. | | | | pride and joy whilst it is especially vulnerable to |
| High street insurance providers may often rely on | | | | accidental damage, theft or fire. Thankfully, |
| the manufacturers' published prices or trade | | | | therefore, most custom car insurance policies |
| guides to second-hand values when determining | | | | make particular provision to ensure that your |
| the insurance value for common makes and | | | | vehicle remains fully protected during such works |
| models of motor car. | | | | in progress. Modifications and further customisation |
| Therefore, some of these providers may decline | | | | may then proceed, with you comfortable in the |
| a request for custom car insurance. Fortunately, | | | | knowledge that your investment in the car is |
| however, there are a number of specialist | | | | protected. |
| insurance providers - many of whom advertise on | | | | |