| Buying a new car can be a daunting experience if | | | | are working with others, and you are not |
| you don't prepare yourself beforehand. There are | | | | interested in financing options at this time, just the |
| just five easy steps you can take to help you | | | | price of the car that includes all the dealer fees as |
| enjoy immense savings when you are new car | | | | well. |
| shopping whether online or at the dealer. Taking | | | | The Third Step- Shop Around For The Best |
| the time to do a little bit of research before you | | | | Financing |
| sign on the dotted line can be well worth it in the | | | | When you comparison shop for financing for a |
| end. | | | | new car loan, you can look for the best deals at |
| The First Step-Determine a Fair Price | | | | the best interest rates that are available to you. |
| The first thing to do is to decide what a fair and | | | | You do not have to get your financing from the |
| realistic price you are prepared to pay for the | | | | dealership where you intend to buy your car. You |
| new car you want. When you do your research | | | | will need to check your credit score so you will |
| online, you can find websites that have a down | | | | know what types of rates you can expect to be |
| loadable spreadsheet that is absolutely free, to aid | | | | offered for financing. You can obtain a credit |
| you in figuring this out. Before you can determine | | | | report from one of the three main credit |
| a fair price, you will need to know the invoice | | | | reporting agencies; TrueCredit, Equifax, or |
| price for the car. You can find this information out | | | | Experian. Once you know your score, you can |
| on one of two sites. The first is FightingChance, | | | | send in your application to lenders online like HSBC |
| and they will sell you a package for about $35 | | | | Auto Finance or Capitol One Auto Finance. These |
| that has such information as inventories of | | | | companies can give you some of the best rates |
| current dealers, as well as the pricing information. | | | | available online. |
| The other is Edmunds, and they have invoice | | | | Fourth Step-Trade In Value of Your Old Car |
| pricing information that is for free. Their | | | | For those who want to trade in their old car, you |
| information doesn't seem to be as accurate as | | | | can use the Kelly Blue Book to get an estimate of |
| the data you receive from FightingChance. | | | | the price you can expect to get for your car. |
| The Second Step-Use The Competition For Your | | | | You will use this information on your spreadsheet |
| Advantage | | | | to help you determine the actual price you will be |
| After you have determined the fair price for the | | | | paying for your new car. |
| new car you want, the next step is to fill out all | | | | Fifth Step-Negotiate The Price |
| the free quotes from the websites you have | | | | Now you are armed with plenty of information, |
| visited when you were searching for a new | | | | and plenty of offers from dealers. The best way |
| vehicle. Cars.com, Yahoo!Autos, Autoweb, and | | | | to get a picture that is accurate, is to ask for the |
| others like websites are all great places to look | | | | out-the-door price in cash for the car. Have them |
| for a bargain. It takes just a few minutes to fill | | | | exclude rebates, trade-ins and any incentives |
| out the information required, and the more | | | | offered. When you are dealing with a few dealers, |
| dealers you contact, the more likely you are to | | | | they are anxious to make a sale and can offer |
| be offered a price that is almost rock-bottom. Be | | | | you huge savings you never expected to receive |
| sure you give the correct contact information so | | | | on a new car purchase. |
| that dealers may contact you. Tell the dealer you | | | | |