How to Keep Car Insurance Premiums Down For Modified Cars

If you want a vehicle with new bumper, spoilers,down?
exhausts or you want to change or lower theIf you can do without modifications then that is
suspension then chances are you will pay more onideal - and certainly if you are a young driver its
your car insurance. So why is this and what canbest to wait until you are over the age of 25 and
you do about it?have built up a no-claims discount or your
Typically car insurance providers charge higherpremiums may be astronomical.
premiums to drivers of modified cars becauseHowever, assuming you don't want to wait then
they pose a higher risk. For example, theat least limit the modifications you make and
modifications themselves may be unorthodox andattempt to curb the risk you pose.
difficult to repair or replace in the event of anTo ward off the threat of car crime, fit security
accident. Indeed any modifications that are madedevices such as car alarms, tracking devices and
to enhance a vehicle's performance place driversimmobilisers. If you ask your insurer before
at greater risk of being involved in a high speedimplementing any new technology you may be
accident - which would result in a higher payoutable to earn a discount for using a recommended
from the car insurance provider.product - some insurers will slash premiums by 10
Modified cars are also deemed a higher riskper cent for a car alarm alone.
because of their enhanced aesthetics. Just asIf your modified car is used for specialist
they become more attractive to you as thecircumstances only - such as for official race days
owner, they also become more attractive to- then agree to a mileage limit. Premiums can be
thieves and vandals placing them at greater riskcut by as much as five per cent if you agree to
of vehicular crime.drive the car less than 12,000 miles a year.
So how can you keep your car insurance costs