| Ever wondered how your job affects your car | | | | office worker; chauffeur; underwriter. |
| insurance premiums? Well now the top 15 most | | | | Why are there such differing premiums? |
| expensive professions have been revealed. | | | | Insurers take into account all aspects of a |
| A comparison website took a profile of a | | | | customer's lifestyle when considering premiums. A |
| 32-year-old male driving a Ford Mondeo LX living in | | | | profession can say a lot about a person and also |
| London with the maximum no-claims bonus and | | | | about the way they drive. |
| investigated how the premiums he was quoted | | | | Footballers appear to be tagged with the 'boy |
| changed based on his profession. The results | | | | racer' image. As they are generally well-paid they |
| were staggering. | | | | often drive high performance cars which are |
| What a difference a job makes | | | | more powerful and can be driven at faster |
| The research found that premiums can differ by | | | | speeds. Comedians tend to be on the road a lot, |
| as much as £850 simply by switching job. | | | | travelling from town to town - as do circus |
| For example, if the driver was a footballer, he | | | | employees and fortune tellers. Minicab drivers and |
| would be quoted £1,348 for annual cover. | | | | driving instructors clearly have professions that |
| However, if the same driver was a secretary he | | | | require them to be on the road regularly. |
| would only have to pay out £501 a year - | | | | Obviously, the more time spent on the road the |
| that's a difference of £847. | | | | more likely you are to be involved in an accident. |
| The top 15 most expensive professions for car | | | | How to cut premiums whatever your job |
| insurance were revealed to be: footballer; | | | | It's unlikely you'll want to change your job to save |
| comedian; stunt man; fortune teller; circus | | | | money on your premiums - but there are steps |
| employee; minicab driver; journalist on the National | | | | you can take to slash your costs. |
| Press; builder; firewood merchant; cleaner; bee | | | | Look at how you describe your job. For example |
| keeper; mechanic; driving instructor; bin man; and | | | | if you work for the National Press you naturally |
| telephone sales. | | | | give an insurer the impression that you are |
| By contrast, the top 15 cheapest professions for | | | | travelling at fast speeds trying to catch the latest |
| car insurance according to the study are: | | | | story. However, in reality you may be an editor |
| secretary; police officer; computer consultant; | | | | who simply commutes to and from work twice a |
| paramedic; bank manager; doctor; lawyer; | | | | day. So think about your job description and how |
| teacher; fireman; nun; geographer; naturalist; | | | | it affects your costs. |